David Duley is a serial entrepreneur whose most recent company, PlanGap, is pioneering a new industry called “retirement insurance.” Growing up in Flint Michigan, he witnessed firsthand what happens when retirement promises are broken. He founded PEARL Protected, author of the book “I Can Fix America,” co-inventor of Frisdoo, lover of scuba diving and being on or near the water. David was named top “40 under 40” in Atlanta, was Chairman of the incubator IQNITEHQ, and serves on the Oxford College Board of his alma mater, Emory University.